No interest loans are available for up to $1,500 for essential goods and services such as fridges, washing machines, car registration and repairs and medical procedures. Repayments are set at an affordable amount over a 12 month period. NILs are generally for essential household items such as a fridge, washing machine, or bed. Loans are also provided for expenses related to urgently needed health care, education, car repairs, registration or home repairs (conditions may apply).
